Aachen27 minutes ago
But your bank needs to be in Germany, Belgium, France, or "all of Europe". When you select the latter, my Dutch bank isn't shown
I also have a shared account in Germany, but paying with that doesn't work either. It shows an info page about what Wero is supposed to be, not a payment page. The page says I need to make a Google account and buy a compatible phone to download their software and try again
This is advertised as a replacement for iDeal, a Dutch system created by a collaboration of banks in 2005. It worked very simple on any device: (1) click pay, (2) select your bank, (3) you're redirected to your bank's website and use your normal online banking method to authenticate the transaction (chip+pin with an authenticator, the mobile app, whatever your bank offers), (4) the website redirects you back to the merchant
Wero seems to be like a payment request, except it hides the target IBAN and requires an app and only allows certain banks from a few countries (not EU-wide). What a leap forward from iDeal that just always worked in any browser and bank when the payment provider supports it
fjfaasean hour ago
Wero is a European wide payment system. In the Netherlands it replaces iDeal, which has been the (almost) universal payment method for webshops in the Netherlands. In not all European countries such payment systems are used as widespread as in the Netherlands. Wero is actually a payment broker as it usually connects with the payment system (often a banking app) of your choice.
Aachen13 minutes ago
> Wero is actually a payment broker as it usually connects with the payment system (often a banking app) of your choice.
Except you don't have a choice. It's not like iDeal where you can just use your bank's regular login method to pay; this requires making a big tech account to download some app where maybe it then works if it likes your device. IDeal always worked in a browser. Why change a running system with a less-compatible one?
toomuchtodoan hour ago
https://news.ycombinator.com/item?id=48648574 (comment with Wero details)
a_paddy28 minutes ago
Intentional or not, this move reduces the influence of US owned payment networks MasterCard & Visa.
drnick125 minutes ago
But this system is probably tied to Google and Apple's "device attestation." Don't worry, it's in the name of security!
trentor12 minutes ago
If it gets adopted which wasn't the case when they tried it the last 5 times. It's merely a wrapper around the instant bank transfer that got mandatory last year and it has zero customer protection.
[deleted]20 minutes agocollapsed
kubb21 minutes ago
Can't wait for digital Euro, that will be a game changer. Offline transactions via NFC will leave no traceable record. The anonymity of cash with the convenience of contactless payments.
If Wero is executed well, I'll use it for sure in the meantime.
hobofan21 minutes ago
This appears to be only for their online shop, not for their retail locations.
cynicalsecurity31 minutes ago
Next steps: we need to make GrapheneOS our sovereign European mobile operating system and start making our own phones too.
varispeed24 minutes ago
Open bootloader should be required by law.
techpression23 minutes ago
Pretty insane that we had both Ericsson and Nokia making really good phones and then getting left in the dust. As for GrapheneOS it doesn't sit well with the desire for total digital oversight from EU, digital ID's, tracking and invasive things like on-device scanning, unfortunately.